Non-QM

DSCR 80% LTV

DSCR

  • Max LTV of 80%
  • Minimum FICO© of 620
  • DTI N/A
  • Loan Amounts to $3.5 M
Matrix

Elite+ 0x30 Score - 700

Elite Plus

  • Max LTV of 80%
  • Minimum FICO© of 700
  • Loan Amounts to $2.5 M
  • Up to 43% DTI (Standard Doc Restrictions Apply)
Matrix

Elite 0x30 Score - 660

Elite

  • Max LTV of 90%
  • Minimum FICO© of 660
  • Loan Amounts to $4 M
  • Up to 55% DTI (Standard Doc Restrictions Apply)
Matrix

Plus 0x90 Score - 600

Plus

  • Max LTV of 85%
  • Minimum FICO© of 600
  • Loan Amounts to $3 M
  • Up to 50% DTI
Matrix

For Nat 0x30 Score - 680

Foreign National

  • Max LTV of 75%
  • Minimum FICO of 680+ or Foreign Credit Available
  • DTI up to 50%
  • Loan Amounts to $2M
  • Minimum 12 Months Reserves
Matrix

ITIN 0x30 Score - 600

ITIN

  • Minimum FICO of 600
  • DTI up to 55%
  • Loan Amounts to 1.25MIL
  • Max LTV of 85%
  • Doublewide properties available
Matrix and Rates